feat: insurance section — overview, documents, analysis, KVG premium comparison

- Insurance overview page (/insurance): current policies table with type, provider, premium, franchise, coverage, and document links - Documents page: upload and manage insurance documents - Analysis page: coverage gap analysis per insurance type - Priminfo integration (/insurance/priminfo): KVG premium comparison by insurer, model (TAR/HMO/etc.), franchise level, and accident coverage via embedded Priminfo iframe (no public API available) - Backend: Insurance, PraemienEntry, PraemienPolice models with migrations - Sidebar: insurance nav group with flyout and dropdown - i18n: all keys in DE/EN/FR/IT
2026-05-25 22:05:37 +02:00
parent 1a7ef09805
commit c03d2a97ab
26 changed files with 2456 additions and 44 deletions
@@ -0,0 +1,37 @@
+# Generated by Django 6.0.4 on 2026-05-24 10:31
+
+import django.db.models.deletion
+from django.conf import settings
+from django.db import migrations, models
+
+
+class Migration(migrations.Migration):
+
+    dependencies = [
+        ('finance', '0020_email_verify_token_expiry'),
+        migrations.swappable_dependency(settings.AUTH_USER_MODEL),
+    ]
+
+    operations = [
+        migrations.CreateModel(
+            name='Insurance',
+            fields=[
+                ('id', models.BigAutoField(auto_created=True, primary_key=True, serialize=False, verbose_name='ID')),
+                ('insurance_type', models.CharField(choices=[('kvg', 'Krankenkasse Grundversicherung (KVG)'), ('kk_zusatz', 'KK-Zusatzversicherung'), ('nbu', 'Nicht-Berufsunfallversicherung (NBU)'), ('haftpflicht', 'Privathaftpflicht'), ('hausrat', 'Hausrat'), ('mfz', 'MFZ-Haftpflicht'), ('rechtsschutz', 'Rechtsschutz'), ('saule_3a', 'Säule 3a'), ('leben', 'Lebensversicherung'), ('reise', 'Reiseversicherung'), ('other', 'Sonstiges')], max_length=30)),
+                ('insurer', models.CharField(max_length=200)),
+                ('policy_number', models.CharField(blank=True, default='', max_length=100)),
+                ('premium', models.DecimalField(decimal_places=2, max_digits=10)),
+                ('premium_period', models.CharField(choices=[('monthly', 'Monatlich'), ('quarterly', 'Vierteljährlich'), ('semi_annual', 'Halbjährlich'), ('annual', 'Jährlich')], default='monthly', max_length=20)),
+                ('coverage_amount', models.DecimalField(blank=True, decimal_places=2, max_digits=12, null=True)),
+                ('deductible', models.DecimalField(blank=True, decimal_places=2, max_digits=10, null=True)),
+                ('valid_from', models.DateField(blank=True, null=True)),
+                ('valid_until', models.DateField(blank=True, null=True)),
+                ('notes', models.TextField(blank=True, default='')),
+                ('created_at', models.DateTimeField(auto_now_add=True)),
+                ('user', models.ForeignKey(on_delete=django.db.models.deletion.CASCADE, related_name='insurances', to=settings.AUTH_USER_MODEL)),
+            ],
+            options={
+                'ordering': ['insurance_type'],
+            },
+        ),
+    ]
@@ -0,0 +1,34 @@
+# Generated by Django 6.0.4 on 2026-05-24 11:14
+
+from django.db import migrations, models
+
+
+class Migration(migrations.Migration):
+
+    dependencies = [
+        ('finance', '0021_add_insurance_model'),
+    ]
+
+    operations = [
+        migrations.CreateModel(
+            name='PraemienEntry',
+            fields=[
+                ('id', models.BigAutoField(auto_created=True, primary_key=True, serialize=False, verbose_name='ID')),
+                ('plz', models.CharField(db_index=True, max_length=10)),
+                ('ort', models.CharField(max_length=200)),
+                ('kanton', models.CharField(max_length=2)),
+                ('region', models.PositiveSmallIntegerField()),
+                ('bfs_nr', models.PositiveIntegerField(db_index=True)),
+                ('gemeinde', models.CharField(max_length=200)),
+                ('bezirk', models.CharField(blank=True, default='', max_length=200)),
+                ('avg_adult', models.DecimalField(decimal_places=2, max_digits=8)),
+                ('avg_young_adult', models.DecimalField(decimal_places=2, max_digits=8)),
+                ('avg_child', models.DecimalField(decimal_places=2, max_digits=8)),
+                ('data_year', models.PositiveSmallIntegerField(db_index=True)),
+            ],
+            options={
+                'ordering': ['kanton', 'ort'],
+                'unique_together': {('plz', 'ort', 'data_year')},
+            },
+        ),
+    ]
@@ -0,0 +1,34 @@
+# Generated by Django 6.0.4 on 2026-05-24 11:38
+
+from django.db import migrations, models
+
+
+class Migration(migrations.Migration):
+
+    dependencies = [
+        ('finance', '0022_add_praemien_entry'),
+    ]
+
+    operations = [
+        migrations.CreateModel(
+            name='PraemienPolice',
+            fields=[
+                ('id', models.BigAutoField(auto_created=True, primary_key=True, serialize=False, verbose_name='ID')),
+                ('versicherer_id', models.PositiveIntegerField(db_index=True)),
+                ('kanton', models.CharField(max_length=2)),
+                ('region', models.PositiveSmallIntegerField()),
+                ('altersklasse', models.CharField(max_length=10)),
+                ('unfalleinschluss', models.CharField(max_length=10)),
+                ('tariftyp', models.CharField(max_length=10)),
+                ('tarifbezeichnung', models.CharField(max_length=200)),
+                ('franchisestufe', models.CharField(max_length=10)),
+                ('franchise_chf', models.PositiveSmallIntegerField()),
+                ('praemie', models.DecimalField(decimal_places=2, max_digits=8)),
+                ('data_year', models.PositiveSmallIntegerField(db_index=True)),
+            ],
+            options={
+                'indexes': [models.Index(fields=['kanton', 'region', 'altersklasse', 'unfalleinschluss', 'tariftyp', 'franchisestufe', 'data_year'], name='finance_pra_kanton_e430cb_idx')],
+                'unique_together': {('versicherer_id', 'kanton', 'region', 'altersklasse', 'unfalleinschluss', 'tariftyp', 'franchisestufe', 'data_year')},
+            },
+        ),
+    ]